Introduction

As a (Digital) Product Manager Mortages at Stater, you are the driving force behind developing and improving our mortgage products for the German market. You design smart, digital-first processes,

from client onboarding to loan payout - and ensure our solutions meet regulatory, strategic, and operational requirements.

You work at the intersection of business, compliance, and technology, collaborating closely with clients and internal teams to deliver high-quality, innovative services.

Who are we?

We are Stater - the leading Dutch mortgage servicer that has been a servicing loans for over 25 years. We provide comprehensive services and digital solutions for intermediaries, lenders, and borrowers. Since 2023, we are bringing our unique end-to-end services to Germany!

What are you going to do?

As Product Manager Mortages, you lead the development of digital mortgage products from concept to implementation. Your focus: smart, fully automated (STP) solutions that get it right the first time. You ensure our products meet customer needs, comply with regulations, and deliver business value.

A selection of your responsibilities;

• Lead the full product lifecycle: from concept and requirements to implementation and optimization;
• Improve mortgage processes using STP (Straight-Through Processing) and first-time right principles;
• Gather and translate customer and market needs into clear product features and enhancements;
• Ensure all products meet regulatory standards and align with Stater's strategic vision;
• Build strong internal and external relationships and support decisions with business cases;
• Monitor trends and identify new opportunities for innovation.

Who are we looking for?

You have a strong analytical mindset, financial sector experience (especially in real estate or lending), and the skills to turn expertise into impact. You’re comfortable navigating complexity, driving change, and working with stakeholders at all levels.

Your qualifications and skills include:

• Solid analytical and financial experience (experience within the field of mortages is a must!)
• A minimum of 8 years’ experience as Product Manager or SME (subject matter expert);
• Strong knowledge of financial regulations and compliance standards;
• Expertise in designing Straight-Through Processing (STP) solutions;
• Experience with agile methodologies such as Scrum or Kanban;
• Clear communicator who builds trust and alignment across teams and partners.

Beyond expertise – your mindset matters:

• Critical Thinking & Problem-Solving: You assess complex issues from multiple angles and develop well-reasoned, effective solutions;
• Adaptability & Flexibility: You stay composed and resourceful when priorities shift or new challenges arise;
• Leadership & Initiative: You drive ideas forward, take ownership of projects, and motivate others through collaboration;
• Collaboration & Teamwork: You thrive in multidisciplinary teams and build productive relationships across all levels of the organization;
• Attention to Detail: You maintain high standards in execution while keeping sight of overarching business goals;
• Time Management: You effectively prioritize tasks and consistently meet deadlines in a dynamic environment.

What do we offer you?

It all starts with a challenging role and a work environment where you feel at home, but of course, the other employment conditions are also important. Here are some of our employment benefits:

• A modern and dynamic workplace in Düsseldorf;
• Development opportunities within a supportive, collegial environment with flat hierarchies;
• A hybrid way of working. We work 2 days from the office and you can fill in the other days yourself;
• 30 paid holidays;
• Vacation pay of 8%;
• An attractive and competitive salary, based on your knowledge and experience.

Interested?

May we welcome you as a new colleague and does this position suit your growth ambitions? Our recruiter Esmée Nuus (esmee.nuus@stater.nl) would love to get in touch with you!