OverviewDE - Compliance Team Leader - Deutschsprachig (m/w/d) at iwocaJoin to apply for the DE - Compliance Team Leader role at iwoca.DE - Compliance Team Leader - Deutschsprachig (m/w/d)The CompanyImagine a world where every small business has the power to thrive. That’s the world we’re building at iwoca. Small businesses aren’t just statistics – they’re the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we’ve revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that’s fast, flexible, and actually works for modern businesses.Our impact speaks for itself: we’ve provided billions in funding to over 150,000 businesses across Europe, making us one of the continent’s leading fintech innovators. Our mission is to empower one million businesses with the financial tools they deserve.We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it’s managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need – often within minutes.The TeamOur German Compliance team is skilled and motivated. It acts as a centre of competence for all compliance matters. The team advises and supports operational and administrative functions to ensure regulatory compliance using the three-lines-of-defence model. It works closely with the UK and global Compliance teams (Regulatory, Financial Crime, Data & GDPR), and other business areas, and reports to the General Manager Germany.The RoleAs Compliance Team Leader (m/f/d), you will lead and grow our German Compliance team. You will shape and oversee our compliance processes to support iwoca’s strong commercial and strategic growth in Germany. You will act as a centre of expertise for all compliance topics. You combine deep technical knowledge – for example, in GDPR, anti-money laundering (AML), sanctions, and fraud prevention – with a pragmatic, solution-oriented mindset. You ensure legal and regulatory compliance while enabling growth in a dynamic fintech environment.ResponsibilitiesLead, coach and develop the German Compliance teamOwn the strategic and operational direction of our compliance monitoring programmeRepresent iwoca in relevant German and Luxembourg regulatory forums and committeesExpertise and ImpactServe as RC Function for our Luxembourg entityEnsure compliance with AML/CTF and Financial Crime requirements and continuously evolve internal policiesMonitor legal and regulatory changes, share insights, and act as the go-to person for compliance topicsStrategy and InnovationConduct regular risk assessments for compliance and AML/CTF, and adjust policies as products and markets evolvePromote a culture of continuous improvement in compliance thinking and methodsThe RequirementsEssentialAt least 7 years’ relevant experience in compliance, ideally in financial services or consultancyStrong knowledge and practical experience in financial crime prevention, particularly German and European regulations (e.g. GDPR, German Money Laundering Act, AML/CTF)Proven leadership experienceProfessional-level German and excellent English, both spoken and writtenStrong analytical skills and a structured, independent way of workingDesirableExperience in banking or fintechLegal degree or similar qualificationPractical understanding of business operations and riskFamiliarity with frameworks such as design thinking and project managementCompensationSalary will depend on your experience and is in line with market levels. Please include your expected salary in your application. We benchmark salaries regularly and hold quarterly performance and pay reviews.Please submit your application in English.BenefitsA varied, fast-paced and challenging working environmentFlat hierarchies, close collaboration with leadership, and real opportunities to shape and progressA smart, fun, international team – over 35 nationalities representedCompany-wide training with internal and external speakersGreat office locations – Frankfurt, Berlin, London26 days’ holiday plus public holidays and your birthday off“Summer Houses” in Southern Europe and “Winter Houses” in the Alps for team retreatsFully stocked kitchens with breakfast items and snacksCareer development opportunitiesShare optionsOne-month paid sabbatical after four years at iwocaDirect access to certified psychologists via our partner OpenUpTime off for volunteeringUnlimited unpaid leave for travel or studyLearning and development allowanceContribution towards the DeutschlandticketSeniority levelMid-Senior levelEmployment typeFull-timeJob functionLegal #J-18808-Ljbffr